Structured Finance provides companies with annual revenues of at least $50 million with cash flow oriented loans via senior secured debt by utilizing your company's assets, stock, and favorable historical earnings trends. It allows your company to achieve continued growth and maximize profitability.
Client Profile
Geographic Area: National
Type of Business: Manufacturers, Wholesalers, Retailers and selected Service Companies.
Types of Loans: Revolving Lines of Credit, Term Loans.
Applications:
- Acquisitions
- Mergers
- Recapitalizations
Transaction Size: $10 million to $150 million or more.
General:
- Experienced management
- Strong sponsor
- Viability
- Diverse product and customer base
- Significant market share
Asset/Loan Profile
- Term debt repayment must be supported by sufficient historical, current, and projected cash flow.
- Senior debt secured by assets and stock
- Favorable historical EBITDA trends
- Favorable historical fixed charge coverage
- Favorable multiple of free cash flow
- Strong accounting systems and controls
- Projections in line with historical growth
- Loans with hard asset values greater than 60%
- Companies possess higher cash flow and debt service predictability
Pricing: Floating rate over prime and/or LIBOR. Fixed rate pricing is available.
Term: Revolving credit facilities three to five years and term loan amortization up to seven to ten years.
Your Contact
Barry Fein
SVP – Marketing Manager
Phone: (212) 216-8923
Email: Barry.Fein@capitalonebank.com
Completed Transactions